Pennsylvania Keystone HELP Energy Efficiency Loan Program

Pennsylvania's Special Loan Program for Energy Efficient Home Improvements

Principally supported by the Pennsylvania Treasury Department, PA Department of Environmental Protection,and the Pennsylvania Housing Finance Agency, the Keystone HELP® program offers low-rate loans to help make affordable energy efficiency home improvements (such as heating and cooling systems, insulation, windows, and "whole house" improvements and geothermal heat pumps) available to all eligible Pennsylvanians. Keystone HELP® is administered by AFC First Financial Corporation a Pennsylvania energy efficiency lender.

Keystone HELP® loans offer:

• Special, low interest rates locked in for the life of the loan

• Longer terms and lower rates than typically available

• No penalty for pre-payment

Who is Eligible?

Pennsylvania homeowners who own and are making qualifying improvements to their 1 to 2 unit primary residence located in Pennsylvania are eligible. Good credit and the ability to repay are required; a maximum income limit may apply.

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LOANS FOR ENERGY EFFICIENCY IMPROVEMENTS

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LOANS FOR GEOTHERMAL HEAT PUMP SYSTEMS

Please visit www.keystonehelp.com for complete program information and guidelines